How to withdraw Telegram Stars: limits and real rate (2026)

TL;DR. A Telegram Star has two prices, and most guides only quote one. Buyers pay roughly $0.019 for a Star; Telegram’s developer terms say a developer receives $0.013 per Star as a reward. Plan revenue on the second number. Withdrawal needs 1,000 Stars minimum, Stars are held up to 21 days after they arrive, and Fragment pays out in Toncoin rather than to a bank account. None of this is hidden — it’s just spread across three different documents.

You sold something. The Stars landed. Now you want the money, and every guide you open explains the same four taps: open Fragment, connect a wallet, confirm, done. (If they haven’t landed yet, the earlier question is how to get Telegram Stars — this page assumes they’re already on your balance.)

That part is easy. The part that costs people money is arithmetic they did before ever getting to Fragment — planning a month’s revenue at the price buyers pay, then discovering the payout is a third smaller. Here’s the whole picture, with the sources.

A Star has two prices

This is the single most consequential fact about Stars, and it’s the one most often skipped.

What a buyer pays. Someone topping up Stars inside Telegram pays somewhere around $0.019 per Star, varying by region and by pack size — bigger packs are cheaper per Star. On iOS and Android that purchase runs through the app store, which takes its own cut.

What you receive. Telegram’s terms for bot developers state it plainly: developers can receive an equivalent of 0.013 USD worth of rewards for each Telegram Star.

The gap between the two is not a platform fee anyone is hiding from you. It’s the app-store commission on the original purchase plus tax, collected long before the Star reached your balance. AdminHub takes 0% of it either way — we charge for the Pro plan, not for transactions.

The practical consequence: if you price a product at 500★ and plan on “roughly $9.50”, you will be planning with the wrong number. The same 500★ is about $6.50 on the way out.

We know this trap first-hand — our own affiliate page quoted earnings at the buy-side rate until we checked the terms and corrected it downward by 31%.

The three limits that decide when you can cash out

Telegram publishes these as client-config parameters, which is why they rarely make it into articles.

Limit	Value	What it means in practice
Minimum per withdrawal	1,000 Stars	A balance under this can’t be cashed out at all — it waits
Maximum per withdrawal	25,000,000 Stars	Not a constraint anyone is likely to meet
Holding period	up to 21 days	Counted from when each payment arrives, not from when you ask

The holding period is the one that surprises people. It runs per payment, not on the balance as a whole. A channel earning steadily always has a rolling portion that isn’t withdrawable yet — not because anything is wrong, but because those particular Stars haven’t aged. If you plan to withdraw on the first of every month, the Stars from the last three weeks won’t be in that payout.

A worked example, because the gap is bigger than it sounds

Say you sell a guide at 500★ and it finds 100 buyers in a month.

Your balance shows 50,000★. At the price your buyers paid, that reads like about $950 — and that is the number most people carry into a spreadsheet. At the published payout rate it is $650.

Three hundred dollars is not a rounding error; it’s the difference between a plan that works and one that doesn’t. And the mistake is easy to make honestly, because the buy-side figure is the one that appears everywhere: in the checkout the customer saw, in most third-party Stars calculators, and in a lot of otherwise-careful articles.

Then apply the timing. If those 100 sales arrived evenly through the month, on the last day of the month roughly the last three weeks of them — around 35,000★ — are still inside the 21-day window. What you can actually move that day is closer to 15,000★, about $195.

Nothing has gone wrong in that scenario. It is simply what the published rules produce, and it is why “I’ll withdraw at month end” tends to disappoint the first time.

The payout is Toncoin, not a bank transfer

Fragment is Telegram’s official route out. You connect a TON wallet, confirm, and Stars convert to Toncoin at the rate fixed at the moment of withdrawal.

What Fragment does not do is put money in your bank account. Going from TON to your local currency is a separate step — an exchange or an off-ramp — with its own fees, its own verification, and its own timing. Any plan that ends at “and then it’s in my account by Friday” has an unbudgeted step in the middle.

Telegram’s terms also carry a caveat worth reading before you build a business on this: Fragment may be unable to issue rewards for certain users or in certain countries, for regulatory reasons. Check that your country is served before the balance matters.

Who can withdraw

Withdrawal is for the earning side — creators, channel owners, bot owners. Someone who bought Stars to spend on stickers or paid posts can’t convert them back; that’s a one-way door by design, and it’s what keeps Stars from being an informal currency exchange.

If you sell through AdminHub, the Stars land on your bot’s balance, not ours. We never hold your money — the payment goes bot to bot, and the withdrawal is yours to make. That’s a structural point, not a promise: we technically can’t touch it.

Withdrawing isn’t the only option

Stars can also be spent inside Telegram — most usefully on Telegram Ads for your own channel or bot.

This is worth an actual decision rather than a default. Spent inside the ecosystem, a Star carries roughly its buy-side value. Withdrawn, it carries the payout rate. For a channel that’s growing and buying ads anyway, keeping revenue in Stars can be meaningfully better than cashing out and buying the same ads with a card.

That is not advice to never withdraw. It’s a reason to notice that “cash out everything monthly” is a choice with a price, not the neutral default.

And if what you actually want is reach rather than ads specifically, cross-promotion with other channels costs no Stars at all — you trade audience instead of buying it.

What to do now

• Check your country is served by Fragment before revenue depends on it.
• Plan at $0.013 per Star, not at what buyers pay. Every projection built on the buy-side number is roughly a third optimistic.
• Expect a rolling 21 days to be unavailable at any moment. Don’t schedule obligations against Stars that arrived last week.
• Decide deliberately between withdrawing and spending in-platform — if you buy Telegram Ads anyway, the arithmetic may favour keeping Stars.

---

Sources for every figure here: Telegram’s terms for bot developers, section 6.2.4, for the 21-day hold and the $0.013 reward rate; Telegram’s client configuration reference for the 1,000-Star minimum and 25,000,000-Star maximum.

For what you can sell to earn those Stars in the first place, see how to sell on Telegram — and for which products are allowed to take Stars at all, Stars vs card payments. If the answer is recurring income rather than one-off sales, that shape is a paid channel.

Stars also arrive the other way, without a sale — Earn 50% forever: AdminHub affiliate program (2026).